Some rascal's pilfered my UK bank account and made off with 700 quid. Luckily my bank (LloydsTSB) have treated it as fraud straight away and are refunding my money.
What I can't get my head around is that whoever did it has used my debit card details on gambling websites. To get a payout from them the money either goes back into the account that it came from (which would make me a winner) or a cheque is sent to the address the website account is set up in (easily traceable). So are these thieves thick or is there some other way that they can get their hands on the cash. I don't get it.
Well that's crap. Hope you sort it all out quickly. I'll have to check mine now.
I remember Barclays sending my sister's cards to the wrong address. Whoever lived there blew lots of money at Tesco. So my sister went to the bank and sorted it out. The ycancelled the card and mailed a new one. To the same guy who got the last one. Dull I tell you.
Did it just happen or did you just find out? And if the latter, how long ago did it happen?
Scary thing, btw. Glad the bank aren't arseing about.
Did it just happen or did you just find out? And if the latter, how long ago did it happen?
The big one was earlier this month and I noticed when I got my statement, but there have been some attempted transactions for small amounts over the past couple of months.
We had a problem like that with one of the banks here in the US.
Someone decided to take $249 and $366 .
When we confronted the bank they had the cheek to say we authorised it over the phone and that there was nothing else they could do.
It was only the fact that on the bank statement there was a phone number that we managed to retrieve the money.The bank were totally usless.
Needless to say we changed banks after that.
Britbutty - Thats appalling! How can anyone authorise anything over the phone unless you already have a phone account set up? Did you report the bank's behaviour to any watch dog organisation? Assuming there is one......
Yeah,you know we even went down to the station to report it,had to see the fraud squad. They even confirmed the cheque was a fake.
The bank still denies any responibility for it ( hence the change in banks).
cor blimey. That is crazy. Thank goodness they are doing whats right. I'd be freaking out.
Would you care to name the bank? I don't know if that could be viewed as libelous, but it'd be useful from everyone else's point of view to know in advance.... I might bring this subject up with our bank just to see how they think they would handle it.....
I have no probs there.
It was Bank One
Oh another couple of gems you might find interesting.
If you pay to register you car by cheque the secretary of states office keeps all your bank details ( account number and routing number)and sells the lists.
A fact we could have done with prior !!.
Any one who has you bank details can use them to order or buy things over the phone ,they call it an electronic signature.and the bank authorises it without question???????
I hope that no-one else gets caught out like we did.
Just goes to show there are a lot of dishonest peeps out there.
Thank you for the info. I'm off to the bank first thing tomorrow to find out where they stand on this....