British Expatriate Network

Full Version: UK Savings help
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We sold our flat in the UK recently so I have some cash savings I want to put somewhere. I have a savings account in the UK that pays good interest but they deduct tax. I don't believe I should be paying tax in the UK because I don't make more than my allowance there so should I instruct my bank to stop taking tax? Or do i need to reclaim it on my tax form? Most UK savings accounts insist that you must be UK resident to hold one - anyone know why that is?
Are there any benefits to an offshore account? These seem to pay lower interest and have charges.
Also, should I include the interest on my US tax form and does anyone know what % they will take?

As you can see I know nothing about this. Any advice much appreciated!! lol
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